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12 Amazing Towns To Retire To In Canada

Canada offers great retirement spots and excellent lifestyles for residents and those who wish to relocate here. You can find it in Canada whether you are looking for natural beauty, welcoming communities, unique art, a high quality of life, scenic coastlines, and bustling urban centers.

Many seniors love some of the most beautiful small towns in Canada (especially in summer), as they are affordable compared to major centers and are away from crowds, traffic, and noise. However, since the country offers variety, everyone can find something they like. Some of the best places to retire in Canada include Victoria, BC, known as the Garden City; Squamish, BC, a mountain town with stunning views; South Okanagan, BC, a wine region with charming villages; Canmore, Alberta, a ski resort with a cozy atmosphere; and Niagara-on-the-Lake, Ontario, a historic town with a vibrant culture.

For those looking to enjoy their golden years in Canada, it’s time to look at some of the best towns to retire in Canada. Please note that these areas rely on statistics and figures for real estate, healthcare, crime rates, and climate data, each taken from reliable sources. While these factors are crucial, they don’t paint the whole picture; the final assurance comes from the words of others who’ve lived in each place. Nevertheless, here are some of the best retirement towns in Canada worth considering.

Canada

12- Collingwood, Ontario

Retirees can enjoy scenic surroundings, golf courses, skiing, and active lifestyles.

Collingwood is one of the best small towns in Canada to retire to, with its breathtaking scenery, lively arts and culture, and small-town community. Here, retirees can lead an active lifestyle by taking strolls along the picturesque coastline, playing golf at world-class facilities, and skiing at the nearby Blue Mountain Resort in the winter.

The town is also famous for its culinary scene, community events, and festivals. Collingwood’s healthcare facilities and proximity to Toronto enable a balanced retirement. Collingwood is a great place for seniors who want to spend their golden years in a calm, historical setting.

  • Cost of living: $2,268
  • Population: 26,599
  • Median Home Cost: $745,000
  • Average Rent: $1,910
  • Climate: Cold and temperate
  • Activities for seniors: Golfing, skiing, nature trails, community events and festivals
Canada

11- Goderich, Ontario

A coastal Lake Huron town dubbed the prettiest town in Canada by Queen Elizabeth II.

Goderich, Ontario, is one of the best small towns to retire in Canada, known for its picturesque views of Lake Huron and active and exciting lifestyle. Queen Elizabeth II dubbed this town the prettiest in Canada. This is the perfect location for seniors seeking a calm, historical setting with abundant recreation opportunities.

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The city offers a variety of activities and amenities, such as strolls along beaches and parks, attending theatrical events, and discovering local history at museums. Goderich’s healthcare facilities and proximity to Toronto enable a balanced retirement. Goderich is an excellent place for seniors who want to spend their golden years in a charming and scenic town.

  • Cost of living: $2,144
  • Population: 8,032
  • Median Home Cost: $282,500
  • Average Rent: $2,800
  • Climate: cold and moderate weather
  • Activities for seniors: Golfing, fishing, scenic trails, cultural events, outdoor recreation
Canada

10- Victoria, British Columbia

A scenic Vancouver Island town with excellent healthcare and exciting whale-watching

Victoria, BC, is one of Canada’s best small towns to retire, known for its mild weather and active lifestyle. Queen Elizabeth II dubbed this town the prettiest in Canada. This is the perfect location for seniors seeking a calm, historical setting with abundant recreation opportunities.

The town offers a variety of activities and amenities, such as strolls along beaches and parks, attending theatrical events, and discovering local history at museums. Victoria’s healthcare facilities and proximity to Toronto enable a balanced retirement. Overall, Victoria is an excellent place for seniors who want to spend their golden years in a charming and scenic town.

  • Cost of living for one person: $2,238
  • Population: 95,911
  • Median Home Cost: $717,000
  • Average Rent: $2,100
  • Climate: Warm and temperate
  • Activities for seniors: Scenic strolls, cultural activities, community events, golfing, whale watching
Canada

9- Squamish, British Columbia

Mountains, rivers, forests, and oceans surround this active town for retirees.

Squamish, BC, is one of the best towns in Canada for retirees, known for its wide range of amenities and outdoor opportunities. Found along the Sea to Sky Highway between Vancouver and Whistler, this beautiful town offers a variety of activities and attractions for locals and visitors alike – one of the many reasons to visit Squamish from Vancouver (or anywhere, really). The town is home to mountains, rivers, forests, and oceans, creating many opportunities for outdoor enthusiasts. The art scene here is another adorable thing, attracting many people because of its Squamish heritage.

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Squamish also has several retirement residences and communities that offer independent and assisted living options for seniors seeking to maintain their independence while enjoying the perks of inclusive services and amenities. Squamish is an excellent place for seniors who want to relax and enjoy their senior days in a calm, scenic town.

  • Cost of living: $2,162
  • Population: 23,968
  • Median Home Cost: $1.14M
  • Average Rent: $1,700
  • Climate: Mild weather all year round
  • Activities for seniors: Hiking, kayaking, golfing, birding, cultural events
Canada

8- Parksville, British Columbia

Enjoy sandy beaches, golf courses, whale and seal-watching, and watersports on your doorstep.

Parksville, BC, is one of the best towns in Canada for retirees, known for its sandy beaches and golfing opportunities. The town is located on the east coast of Vancouver Island and boasts a mild Mediterranean climate that allows golfing even in January, which is uncommon in any city. The town is also home to many whales, seals, and other marine wildlife and offers a variety of watersports like kayaking, sailing, and fishing.

The Parksville retirement community is said to be welcoming and friendly. It provides several independent and assisted living options, such as Stanford Seniors Village, Emerald Estates Independent Living, and Berwick Parksville. Parksville is great for seniors who want to enjoy their golden years in a beautiful, relaxing town.

  • Cost of living: $3,000
  • Population: 13,424
  • Median Home Cost: $730,000
  • Average Rent: $1,600
  • Climate: Mediterranean
  • Activities for seniors: Nature trails, golfing, beaches, community programs, cultural events,
Canada

7- Vancouver, British Columbia

Urban sprawl meets natural spaces in this world-famous waterfront city with excellent healthcare.

Vancouver, BC, is one of Canada’s best places to retire, especially for seniors who’ve been saving lots of money for their retirement. The city is very livable, with a mild climate, a multicultural population, and a vibrant cultural scene. Vancouver’s downtown area offers many things for residents and visitors to do, such as shopping, dining, entertainment, and museums. The city also has one of the best medical systems worldwide, with nearly all medical assistance available here, ranking it as a solid contender for the best place to retire in Canada if money is no issue.

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Property taxes are also relatively low for those who can afford to buy here, and many retirement communities and residences offer a range of services and amenities for seniors. Vancouver also provides access to Pacific Ocean shorelines and several stunning beaches in different parts of the city, such as English Bay, Kitsilano, and Jericho. This place has many urban and natural attractions, offering plenty of opportunities to find peace by bonding with nature. Vancouver is an excellent place for seniors who want to enjoy their golden years in a beautiful and lively city.

  • Cost of living: from $2,573
  • Population: $2.78M
  • Median Home Cost: $1.55M
  • Average Rent: $2,936
  • Climate: Moderate temperatures
  • Activities for seniors: Vibrant markets, galleries, waterfront cycling, museums, parks, trails
Canada

6- Calgary, Alberta

Affordable housing and outdoor recreation abound in beautiful Calgary

Calgary, Alberta, is one of Canada’s best places to retire, especially for seniors who want a cosmopolitan lifestyle with lots of sunshine. The city is a vibrant and dynamic metropolis with spectacular views of the Rocky Mountains and incredible amenities like shopping, dining, entertainment, and museums. The city is also famous for hosting the most prominent outdoor rodeo (the Calgary Stampede), a fun and exciting event showcasing the region’s culture and heritage.

The city offers affordable housing compared to Toronto and Vancouver, with an average price of $599,000 as of February 2024. Taxes are relatively low, and the economy is strong, making it attractive for retirees from all walks of life. Calgary is an excellent place for seniors who want to enjoy their golden years in a beautiful and lively city.

  • Cost of living: $2,111
  • Population: 1,665,000
  • Median Home Cost: $599,000
  • Average Rent: $2,006
  • Climate: mostly dry
  • Activities for seniors: Golfing, nature trails, community programs, cultural events
Canada

5- Canmore, Alberta

A stunning mountain town prime for hiking, skiing, biking, wildlife watching, and more

Canmore, Alberta, is one of the best towns in Canada for retirees, known for its many things to do and trails. The town is a hidden gem with a cozy atmosphere and a stunning view of the mountains. The town offers more than 70 km of trails for hiking, skiing, biking, bird watching, rafting, and more, allowing enough space to enjoy nature. The town is also an ideal place to find new hobbies; many people love to golf in the summer, and curl picks up in the cold months.

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The town has several breweries where locals spend afternoons and weekends, such as Grizzly Paw Brewing Company, Canmore Brewing Company, and Sheepdog Brewing. Additionally, the town offers several options for dining out, from small, family-friendly lunches to world-class diners, such as Crazyweed Kitchen, Tapas Restaurant, and The Trough Dining Co. All in all, Canmore is a great place for seniors who want to spend their golden years in a calm and scenic town.

  • Cost of living: $2,350
  • Population: 17,223
  • Median Home Cost: $999,000
  • Average Rent: $2,616
  • Climate: Comfortable summers, freezing winters
  • Activities for seniors: Hiking, skiing, birding, biking, scenic walks, wildlife viewing
Canada

4- Ottawa

Join an affluent community in Canada’s capital, home to excellent healthcare, outdoor activities, and urban attractions.

Ottawa, Ontario, is one of Canada’s best places to retire, especially for seniors who want to have fun and enjoy a relaxing lifestyle. The city is the country’s capital and a desirable place to retire nationally and internationally. The town offers various outdoor activities and sightseeing opportunities, such as skating on the Rideau Canal, exploring the By Ward Market, visiting museums and galleries, and attending festivals.

The city also has a proper healthcare system, with several retirement homes and communities that provide quality care and services for seniors. The city is also safe, with a low crime rate and a friendly atmosphere. The prices of everyday purchases are relatively affordable for the capital of Canada, and there are many options for shopping, dining, and entertainment. Ottawa is an excellent place for seniors who want to spend their golden years in a convenient and attractive city.

  • Cost of living: $2,193
  • Population: 1,051,790
  • Median Home Cost: $690,000
  • Average Rent: $2,123
  • Climate: Humid and hard winters, warm summers
  • Activities for seniors: Museums, galleries, and historic sites, cycling, river cruises, scenic walks
Canada

3- Niagara Falls, Ontario

Live amid parks, museums, wine tours, and natural wonders, including the iconic Falls.

Niagara Falls, Ontario, is one of the best places in Canada for retirees who want to live in scenic towns. The city is famous for its iconic wonders, such as the Horseshoe Falls, the Skylon Tower, and the Floral Clock. The town offers unmatched beauty and many top tourist attractions, such as the Niagara Parks Butterfly Conservatory, the Journey Behind the Falls, and the Niagara SkyWheel. The city also has many parklands, casinos, museums, and galleries for seniors, such as the Queen Victoria Park, the Fallsview Casino Resort, the Niagara Falls History Museum, and the Niagara Falls Art Gallery.

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Residing here is a chance to explore the Niagara Gorge, a natural wonder with hiking trails, scenic views, and wildlife, and embark on wine tours. This popular activity showcases the region’s vineyards and wineries. The city is also close to Toronto, allowing locals to enjoy the magic of both cities, such as the CN Tower, the Royal Ontario Museum, and the Toronto Islands. Niagara Falls is an excellent place for seniors who want to spend their golden years in a beautiful and exciting city.

  • Cost of living: $1,884
  • Population: 82,184
  • Median Home Cost: $680,000
  • Average Rent: $1,947
  • Climate: Warm summers, freezing winters
  • Activities for seniors: Scenic walks, golfing, wine tours, cultural events, boat cruises
Canada

2- Wasaga Beach, Ontario

A famous summer beach town in Canada on Lake Huron that’s ideal for retirement.

Wasaga Beach, Ontario, is one of the best towns in Canada for retirement living, known for its fresh beach water and proximity to Toronto. The town is located on Lake Huron’s shores and offers some of the freshest beach water in the world. It is two hours from Toronto and attracts many weekend tourists who enjoy the town’s amenities and attractions. The town also has Wasaga Beach Provincial Park, which offers hiking and cycling trails, and Nottawasaga River, which offers canoeing and fishing opportunities.

During the winter, residents can go skiing at Blue Mountain Resort, only 30 minutes away from the town. Wasaga Beach is also just 23 minutes from Collingwood, another great town for retirees, mentioned earlier on this list. Overall, Wasaga Beach is an excellent place for seniors who want to live in a beautiful and lively town.

  • Cost of living: $67,516 per year
  • Population: 26,905
  • Median Home Cost: $770,000
  • Average Rent: $1,625
  • Climate: Comfortable summers, freezing and snowy winters
  • Activities for seniors: Beach activities, golfing, cultural events, biking, fishing
Canada

1- St. John’s, Newfoundland & Labrador

Enjoy a laidback, affordable retirement in this seaside town on Canada’s East Coast.

St. John’s, Newfoundland, and Labrador are some of the best towns for affordable retirement on the East Coast of Canada, known for their affordable rentals and scenic beauty. The city is the largest in the province, and it offers a coastal place for those running away from the fast-paced city life seen in many of the most popular cities in Canada, like Toronto, Vancouver, Quebec, and Montreal. The town also has exceptional art and colorful houses, such as the ones on Jellybean Row, which are tourist attractions.

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The city also annually hosts the Newfoundland and Labrador Folk Festival and has stunning coastal vistas. The city also has a rich history because it played a role in the Seven Years’ War, the American Revolutionary War, and the War of 1812. St. John’s is an excellent place for seniors who want to spend their golden years in a charming and historic town.

  • Cost of living: $1,779
  • Population: 112,165
  • Median Home Cost: $189,000
  • Average Rent: $1,020
  • Climate: Temperate-coastal
  • Activities for seniors: Cultural festivals, art classes, historical tours, golfing, kayaking, wildlife watching

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